{"id":131,"date":"2024-06-20T18:23:39","date_gmt":"2024-06-20T18:23:39","guid":{"rendered":"https:\/\/renewinglife.net\/?page_id=131"},"modified":"2025-10-29T18:54:46","modified_gmt":"2025-10-29T18:54:46","slug":"insurance","status":"publish","type":"page","link":"https:\/\/renewinglife.net\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\n\n\t<h1>\n\t\t\t\tInsurance Accepted\n\t\t\t<\/h1>\n\t\t\t<p>The following outlines a comprehensive list of insurance companies accepted at the Renewing Life Center. Our practice is credentialed with the following insurance providers; however, individual clinician participation may vary. Please verify with our office or your insurance provider to confirm coverage.<\/p>\t\n\t<p>Aetna<\/p>\n<p>Behavioral Healthcare Options EAP<\/p>\n<p>Blue Cross Blue Shield<\/p>\n<p>ChampVA<\/p>\n<p>Health Plan of Nevada<\/p>\n<p>Sierra Health and Life<\/p>\n<p>Sierra Healthcare Options<\/p>\n<p>Tricare for Life<\/p>\n<p>Tricare West<\/p>\n<p>United Healthcare<\/p>\n<p>Victims of Crime<\/p>\n\t\t\t\tDoes my insurance plan cover mental health services?\n\t\t\t\t<p>Many insurance policies cover therapy and other mental health services. Check your plan documents or contact your insurance company directly to understand the details of your mental health benefits.<\/p>\n\t\t\t\tWhat insurance do you accept at the Renewing Life Center?\n\t\t\t\t<p>Our clinicians are credentialed with the following insurance providers:<\/p>\n<ul>\n<li>Aetna<\/li>\n<li>Behavior Healthcare Options EAP<\/li>\n<li>Blue Cross Blue Shield<\/li>\n<li>ChampVA<\/li>\n<li>Health Plan of Nevada<\/li>\n<li>Sierra Health and Life<\/li>\n<li>Sierra Healthcare Options<\/li>\n<li>Tricare for Life<\/li>\n<li>Tricare West<\/li>\n<li>United Healthcare<\/li>\n<li>Victims of Crime<\/li>\n<\/ul>\n\t\t\t\tHow can I find out the details of my coverage?\n\t\t\t\t<ul>\n<li>Call the member services number on your insurance card &#8211; ask specific questions about your mental health outpatient coverage, deductible amounts, copays, coinsurance, if there are any limits to the number of sessions for the year, and if there are any referral requirements. Checking with your insurance company is crucial to avoid unexpected costs.<\/li>\n<li>Submit a copy of the front and back of your insurance card to the Renewing Life Center office for verification. We will work on verifying your coverage and email you all the information we are quoted for services.<\/li>\n<\/ul>\n\t\t\t\tWhat are copays, deductibles, and coinsurance?\n\t\t\t\t<ul>\n<li>Copay: A fixed amount you pay for each therapy session after your deductible (if any) is met.<\/li>\n<li>Deductible: The total amount you must pay for healthcare expenses each year before your insurance coverage begins. This can be met through therapy costs or other medical expenses.<\/li>\n<li>Coinsurance: The percentage of the cost of services you pay after meeting your deductible.<\/li>\n<\/ul>\n\t\t\t\tWhat if I have secondary insurance?\n\t\t\t\t<ul>\n<li>Our office will bill the primary insurance provider first and collect any necessary copays, deductibles, or coinsurances. Once the primary has processed the session, we submit the claim to the secondary payer.<\/li>\n<li>After the secondary payer processes and pays, we are able to make the necessary adjustments. Any overpayments from the secondary payer will be paid back to the client via refund. After two sessions have been processed without incident or delay through the primary and secondary payers, we will adjust the account to reflect the secondary payment amount for all future sessions.<\/li>\n<\/ul>\n\t\t\t\tWhat&#8217;s the difference between in-network and out-of network providers?\n\t\t\t\t<ul>\n<li>In-network providers have a contract with your insurance company and typically result in lower out-of-pocket costs.<\/li>\n<li>Out-of-network providers do not have a contract with your insurance company.<\/li>\n<\/ul>\n\t\t\t\tWhat if I want to see an out-of-network therapist?\n\t\t\t\t<ul>\n<li>Many PPO and POS plans offer out-of-network benefits that allow for partial reimbursement. You&#8217;ll need to contact your insurance company to understand your out-of-network deductible and reimbursement percentage.<\/li>\n<li>At the Renewing Life Center, you&#8217;ll need to pay the therapist&#8217;s full fee upfront and then request a superbill from our billing department. The superbill can be used for submitting an out of network claim to your insurance provider.<\/li>\n<\/ul>\n\t<p>Please feel free to contact us with any questions or concerns.<\/p>\n\t<h4>\n\t\t\t\tA Note About Health Insurance\n\t\t\t<\/h4>\n\t\t\t<p>It is the Renewing Life Center&#8217;s priority to use a client&#8217;s insurance benefits whenever possible. However, if a client&#8217;s insurance does not cover the services rendered, the client will be responsible for the remaining balance. Presently, we are in a time when Healthcare Management Organizations (HMO&#8217;s) often times will review and dictate the treatment or services authorized for an individual&#8217;s mental healthcare. HMO&#8217;s are run by individuals that may or may not be mental health professionals. In addition, HMO&#8217;s are reviewing and rendering a decision about an individual&#8217;s healthcare information without a formal assessment, and often times in the best interest of the insurance company for the purposes of minimizing health insurance payout. In the event that a client&#8217;s health insurance will not cover services, the Renewing Life Center will advocate on the client&#8217;s behalf to have services authorize and covered. However, if services are not approved the client will be responsible for session costs as the Renewing Life Center does not change clinical treatment recommendations if services are not covered by an insurance company.<\/p>\n\n","protected":false},"excerpt":{"rendered":"<p>Insurance Accepted The following outlines a comprehensive list of insurance companies accepted at the Renewing Life Center. Our practice is [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":112,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-131","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Insurance - Renewing Life Center in Las Vegas<\/title>\n<meta name=\"description\" content=\"It is the Renewing Life Center\u2019s priority to use a client&#039;s insurance benefits whenever possible. 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